With fenders my Cannonball will be all set as an all-weather commuter bike. I got some more appropriate commuter tires yesterday and the guys at Pedal Pushers in Golden put on a new spoke and trued my rear wheel.
The bike rides smoother with the new tires. They are Continental Travel Contact. They had decent reviews, are puncture resistant and are skinnier and smoother than the MTB tires I had on the bike before. I wasn't too confident that I'd be able to put fenders on the bike with the fat tires besides.
So in a few weeks I'll roll the bike up to REI and say: "I need fenders to fit this bike."
Then I should be set for inclement weather. I have the clothes, I have lights.